Mississippi Mills (Ramsay) Twp · K0A 1P0
$1,299,000
MLS® #X13149504
All photos · 50
7
Bedrooms
5
Bathrooms
2000-2500
Square Feet
About this property
Two homes. One waterfront. Zero compromises. Most lake properties force a choice: do you bring family, or do you finally get the quiet you came for? This rare Clayton Lake home lets you do both. Two fully self-contained units under one roof, each with its own kitchen, bathrooms, bedrooms, furnace, and electrical panel. Real independence, not a shared hallway with a closed door. The lower walk-out level offers two bedrooms, an office/bedroom, and a three-season sunroom where the lake becomes part of the everyday view. Radiant in-floor heat keeps winter mornings warm underfoot. Upstairs, four more bedrooms, a four-season sunroom built for year-round use, and a private balcony positioned for watching the sunset reflecting off the water. Seven bedrooms and five bathrooms total. Enough room for the whole family, and enough separation that everyone still likes each other on Monday morning. Outside, Clayton Lake delivers what buyers keep asking for and rarely find: a clean shoreline with minimal weeds, your own dock and boat launch, and a short walk to the Clayton general store and parks. Year-round road access. Snowmobile trails close by for the winter months. This is a family compound built for generations. Bring aging family members close while preserving everyone's independence. Help an adult child step into ownership without sacrificing your own space. Or hold it as the gathering place every summer for the next thirty years. Waterfront properties with two complete living spaces appear once in a decade. The families who find them tend not to let go. Book your private showing before another family does.
General information
Building and mechanicals
Basement
Parking and garage
Lot and land
Interior features
Features
Exterior features
Pool
Taxes
Mortgage estimate
Estimated monthly payment
$5,485
Down payment: $259,800 · Loan: $1,039,200
Estimate only. Lender rates and qualification rules change constantly. Excludes property tax, condo fees, and insurance. Always confirm with a mortgage broker before making decisions.
Virtual tour
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Listing courtesy of: COLDWELL BANKER FIRST OTTAWA REALTY. Originating board: the A00001796.
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The information provided is for personal, non-commercial use and may not be used for any purpose other than identifying prospective properties consumers may be interested in purchasing. Last updated: Aug 7, 2026.
Measurements, dimensions, and other property details are provided by the listing brokerage and have not been independently verified. Information is deemed reliable but is not guaranteed and should be confirmed by the buyer and their representative.